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TFS

SOLUTIONS

Financial Institutions

Keep the customer. Keep the relationship. Let TFS find the capital.

All solutions

Partner with TFS for declined applicants

When your institution can't approve a customer because of credit, exposure or asset class, the relationship doesn't have to end. Refer declined applicants to TFS for potential alternative financing options — without changing your own credit policy.

Cascading credit solutions

  • Funding relationships with all major banks in Canada and the US
  • Can fund transactions from $10K to $10MM+
  • Full credit spectrum solutions from AAA to D
  • Programs can run on a notification or non-notification basis

F&I professionals dedicated to your account

  • You and your customers will always work with the same team
  • Fully trained to deliver high-quality service and keep customers happy

Detailed reporting and insights

  • Receive weekly and monthly reports on all activity in your program
  • We provide access to a dedicated portal where you can track and monitor the status of your customers' financing applications in real time.

Financing is subject to credit review and lender criteria. Referral does not guarantee approval or funding.

Keep your customers in your ecosystem

Declines for credit, exposure or asset class don't have to mean losing the relationship. As your customer grows and their credit improves, we bring them back to you for the first opportunity to lend. If the application is still outside your credit policy, TFS can seek alternative pre-approvals — keeping the customer in your ecosystem.

Partner on declined applicants
  • Provide broader solutions to your customers
  • Keep your customers in your ecosystem
  • Keep your referral sources happy
  • Earn money on deals that would otherwise be lost
  • Keep your sales reps happy

How many more customers could you say yes to?

Model the approvals hiding inside your current decline pile — and what keeping those customers is worth — without changing your own credit box.

TFS approval rate80%

Fixed 80% approval rate applied to financeable referrals for this estimate.

POTENTIAL CUSTOMERS YOU COULD SAY YES TO

Potential customers approved with TFS205/mo
Approved today163/moAdditional with TFS+42/mo

Potential additional equipment finance volume

$2,100,000Per month

The retention value of not losing those customers

Customer retention value

$27,300Per month

Annualised retention value

$327,600

Retention value is the acquisition cost you avoid by keeping customers you would otherwise decline — replacing each one costs roughly $650.

Keep the customer. Keep the relationship. Let TFS find the capital.

Discuss your decline program

Illustrative estimates only. Not a guarantee of approval, financing or results.

Products we offer

The products behind every program we build — hover or tap to see what each one means for your customers.

Close more deals. Grow faster. Start today.

See how TFS' customized solutions can grow your marketshare.

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